FRA is Working for Military Retirees!

What is the Fleet Reserve Association (FRA)? The Association has for more than 95 years represented enlisted perspectives for active, reserve, retired and veterans of the Navy, Marine Corps, and Coast Guard.  In 2018 there are significant threats to retiree pay and benefits. When you join FRA you are lending your voice to issues such as:

Oppose Excessive TRICARE Enrollment Fee Increases – The Defense Department must sufficiently investigate and implement other options to make TRICARE more cost-efficient as alternatives to shifting costs to TRICARE beneficiaries, and the Association opposes any indexing of future TRICARE Fee increases beyond CPI indexed to COLA increases.


Support Adequate Funding for Defense Health Agency– Ensure adequate funding for the  Defense Health Agency (DHA) in order to meet readiness needs, fully fund TRICARE, and improve access and awareness of benefits for all beneficiaries regardless of age, status or location, including Reservists participating in TRICARE Reserve Select, TRICARE Retired Reserve, and Individual Ready Reserve personnel.


– Ensure adequate funding for Department of Defense (DOD) and Department of Veterans’ Affairs (VA) health care resource sharing in delivering seamless, cost effective, quality services to personnel wounded in combat and other veterans and their families.


– Monitor the pharmacy benefit and ensure that pharmacies maintain a broad uniform formulary. FRA supports efforts to reduce prescription costs through “federal pricing” and other discount programs, and will encourage increased utilization of home delivery prescriptions to limit co-pays for beneficiaries and reduce costs as alternatives to higher fees, and co-payments.


Allow Military Retirees to Pay for Healthcare with Pretax Dollars – Secure authorization for military retirees to pay health insurance premiums on a pretax basis and allow for a tax deduction for TRICARE supplemental insurance premiums.


Protect – Fight efforts to reduce military retired or retainer pay and ensure equitable cost-of-living adjustments (COLAs) for all military retirees commensurate with their service and sacrifices, and oppose efforts to civilianize the military retirement system. And advocate for rounding up to the next dollar for retired pay and other benefits.

– Support legislation authorizing the immediate payment of concurrent receipt of full military retired pay and veterans’ disability compensation for all disabled retirees.

Oppose Delay in Matching TSP Contribution - Oppose delay of the employer matching contribution for the newly created “portable” Thrift Savings Plan (TSP) from after 3 years of service, to after 5 years of service. 

Reserve Retirement Age – Support extension of authority for early retirement (90 days active duty = three months reduction) for all Reservists who have served since 9/11/01.

– Encourage the introduction and enactment of legislation to eliminate inequities in the Uniformed Services Former Spouses Protection Act (USFSPA).

– Support legislation authorizing the retention of the full final month’s retired pay by the surviving spouse (or other designated survivor) for the month in which the member was alive for at least 24 hours.

SBP/DIC Offset– Support legislation to repeal the SBP/DIC offset for surviving spouses of personnel who die of service-connected causes.

Increase SSIA for Widows – Support increasing the Special Survivor Indemnity Allowance (SSIA) which should continue to be increased gradually to pay at least a portion of the SBP/DIC offset.

Paid-up SBP at Age 67 – Work to change the minimum age for paid-up SBP from age 70 to age 67 which will allow those who joined the military at age 17, 18 or 19 and serve 20 years to only be required to pay SBP premiums for 30 years. 

– Closely monitor the impact of base closures and realignments and support retention of military treatment and other facilities at BRAC sites that are patronized by sizeable retiree and Reserve populations. 


FRA Action Center (www.fra.org) provides grassroots advocacy for you to effectively represent your concerns on these issues and other pocketbook issues before Congress and appropriate federal agencies.  The Center provides prewritten letters that can be edited or you can compose your own.  

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